Richards Advocacy has a team of experienced insurance coverage lawyers. Our clients trust our coverage assessments and this has resulted in paid claims and covered lawsuits.

Richards Advocacy is regularly consulted by policyholders and insurers on coverage issues and has a particular expertise in assessing the duty to defend, assessing coverage for property claims and providing opinions on potential bad faith claims.

Our team has experience providing coverage advice and litigating coverage disputes.  The range of policies our team regularly consults on include homeowners’ property & liability policies, auto policies, professional liability insurance (errors and omissions), commercial general liability insurance, builders risk policies, course of construction policies, directors’ and officers’ liability insurance, municipal liability policies and commercial property and business interruption insurance.

Richards Advocacy has been regularly retained on insurance coverage issues that are new and evolving.  This includes the legalization of cannabis, coverage for lawsuits involving allegations of bullying,  liability issues related to cyber policies, and insurance coverage and indemnity for business losses and closures due to Covid-19.

Subrogation